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Writer's pictureCraig Kaiser

How Frequently do Earthquakes Occur in the United States?

Updated: Sep 26

How Frequently do Earthquakes Occur in the United States?

Earthquakes, seismic events that can both awe and terrify, are more than just a geologic phenomenon; they are a practical concern for property owners, landholders, and real estate agents across the United States. The rate at which these tremors occur and the geological areas they affect play a significant role in real estate, insurance, and, most importantly, public safety. 


Small earthquakes, often imperceptible to humans, occur much more frequently than their larger counterparts and are generally of magnitudes less than 3.0. These tremors, while numerous, typically result in minimal to no damage. 


Large earthquakes, on the other hand, with magnitudes exceeding 5.0, occur less frequently but have the potential to cause significant destruction, leading to loss of life and substantial damage to infrastructure. The energy released during a large earthquake can be thousands of times greater than that of a small one, illustrating the immense power these natural events can unleash.


Key Takeaways:

  • Frequency and Impact: Small earthquakes occur frequently but cause minimal damage, while larger ones are less common but can be highly destructive.

  • Geographical Distribution: The West Coast, especially California, Oregon, and Washington, is highly active due to the Ring of Fire. The central U.S. has seen increased activity due to human activities.

  • Real Estate Implications: Earthquakes affect property values, insurance rates, and real estate transactions, especially in high-risk zones.

  • Safety and Preparedness: Emphasizes the importance of earthquake preparedness, including building codes, early warning systems, and public education.

  • Technological Tools: Tools like LandApp provide risk data to help property owners and real estate professionals make informed decisions.


The Rhythms of the Earth: U.S. Earthquake Occurrences

When and where do earthquakes occur in the United States? The answer isn't as straightforward as pinpointing a specific event. Earthquakes are tied to tectonic plate movements, and the U.S. sits on several such plates, which are always in motion but can also become 'stuck', causing stress to build up and leading to an eventual release in the form of an earthquake.


Understanding Different Regions

The Pacific Northwest and California come to mind first, but the U.S. also experiences tremors along the eastern seaboard and in the central United States. The West Coast, particularly the coastal region along California, Oregon, and Washington, is part of the active Ring of Fire, where several tectonic plates meet, and about 90% of the world's earthquakes occur. The eastern states, while less seismically active, have a different geological setting where ancient faults occasionally reawaken.


What Triggers Quakes?

The seismic activity is heavily influenced by the presence of these fault lines, and the stresses that build up at their boundaries are ultimately responsible for the quakes. The San Andreas Fault is an infamous example, where the Pacific and North American plates are moving in opposite directions, creating a tectonic boundary ripe for seismic activity.


Earthquake Hazards & Tips for Safety

Earthquakes pose several hazards to communities, from the immediate risk to human life to the long-term economic and environmental impacts. Ground shaking, the primary effect of an earthquake, can cause buildings, bridges, and other structures to collapse, leading to potential injury or loss of life. Secondary effects such as landslides, tsunamis, and liquefaction—where saturated soil loses its solidity—further contribute to the devastation. 


Gas line ruptures can spark fires, and dam failures may lead to catastrophic flooding. To prepare for these hazards, seismological data is disseminated through various channels. This earthquake information includes earthquake early warning systems that alert communities of imminent seismic activity, seismic building codes designed to enhance the integrity and resilience of new structures, and educational programs that emphasize preparedness, such as ‘Drop, Cover, and Hold On’ drills. 


By leveraging earthquake maps showing fault locations and past seismic activity, planners and emergency services can devise more effective response strategies. Furthermore, seismologists use this data to forecast long-term probabilities of significant quakes, aiding in regional planning and insurance assessments.


Earthquake Economics

Real estate is all about location, location, location, and this mantra is especially true when it comes to earthquakes. The occurrence of earthquakes can significantly affect property values, insurance rates, and even the legality of a real estate deal.


How it Impacts Property Values

Properties located in high-risk earthquake zones, such as those around known fault lines, often face decreased value. This is not only due to the potential for damage but also the higher insurance premiums that come with quake-prone areas.


Insurance and Mitigation

Earthquake insurance is a specialized policy that can be costly but indispensable in the event of a major quake. For property owners and real estate agents, awareness of insurance options and the need for mitigation can be a significant factor in decision-making. This includes retrofitting buildings to make them more resilient to tremors, a process that can be expensive but is often worthwhile.


Real Estate Transactions

Earthquakes can complicate real estate transactions, particularly when it comes to the legal disclosure of potential risks. Sellers must disclose known defects, and this includes any earthquake-related issues that may have affected the property. Failing to do so can lead to legal repercussions, emphasizing the critical role of due diligence in real estate, especially in seismically active regions.


Tectonic Topography: The U.S. States Most Shaken

Earthquakes are not distributed uniformly across the country. Certain states bear the brunt of seismic activity and, with it, significant societal and economic impacts.


The Western Rim and the Alaskan Frontier

States along the Ring of Fire, including California, Oregon, Washington, and Alaska, are the most seismically active regions in the U.S. Here, the frequency and magnitude of earthquakes are notably higher, necessitating unique building codes and safety regulations to protect infrastructure and inhabitants.


Southern California vs. San Francisco Earthquake Dynamics

The seismic activity in Southern California, particularly in the Los Angeles area, is primarily affected by the interaction between the Pacific Plate and the North American Plate along the San Andreas Fault system. California earthquakes tend to occur relatively frequently but with a diverse range of magnitudes. 


Los Angeles, due to its proximity to this fault system and dense urban development, is particularly vulnerable to the disruptive impacts of earthquakes. The 1994 Northridge earthquake serves as a pertinent example of the potential for massive infrastructure damage and loss of life within this populous region.


In contrast, San Francisco's seismic landscape is shaped by its location near the complex intersection of the San Andreas and Hayward Faults. Noteworthy for its catastrophic history with earthquakes, such as the devastating event of 1906, San Francisco faces significant risk due to its geological setting and urban density. 


While both regions share the threat of large earthquakes, San Francisco's proximity to these critical fault lines may offer a slightly higher risk of experiencing major earthquakes that can have profound urban and economic consequences.


Central Quakelands

The central United States, while historically less seismically active, has seen an uptick in earthquake occurrences in recent decades. This surge has been attributed to human activities—specifically, the injection of wastewater from oil and gas production which can trigger seismic activity—emphasizing that even seemingly stable regions can be impacted by man-made activity.


Adjusting to the Rhythms of the Earth

States with a high frequency of earthquakes have developed unique building practices to mitigate damage. Techniques like base isolators, which allow a building to move freely during a quake, or flexible wood frames in construction, are particularly prevalent in these regions. Understanding and adopting these practices are crucial for maintaining quality and safety in real estate markets.


Navigating Through the Quakes

The impact of earthquake frequency on the U.S. is multi-faceted. For real estate professionals and property owners, understanding the tectonic landscape is as much a part of the job as knowing local market trends. The financial and legal implications are clear, but more importantly, it's about ensuring the safety and security of communities across the country.


Navigating Preparedness and Awareness

Knowledge is the first line of defense when it comes to earthquakes. Real estate agents must be prepared to guide their clients through the particulars of earthquake-prone properties—from insurance options to mitigation strategies. More broadly, raising public awareness and preparedness is a collective responsibility that can make a difference in the face of natural disasters.


For real estate agents and property owners, the message is clear: incorporate earthquake knowledge into your decision-making process. Stay informed about local geological surveys and take advantage of the resources available through state and federal agencies. LandGate’s tool LandApp shares this unique risk data with subscribers for parcels across the country! 


COMING SOON: Environmental Risk Report will be available in LandApp for any U.S. property. Subscribe to LandApp for just $10 per month below: 




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